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* We are open and here to help * To be safe from COVID-19, your transaction with us is 100% online/electronic. Both our property appraisers and closers will use masks/gloves and touch nothing. Way safer than going to the supermarket! We are deemed an essential business. Even if your city, county or state closes down, we can continue to help. * We are open and here to help *

Disclaimers

Any advertised rates are subject to change daily due to market conditions as well as individual qualifications including credit scores, income, debt to income ratios and other normal credit requirements. Best available rates require escrow for your taxes and insurance included into the loan/payments. Rates in above example were calculated using a pricing scenario for the Loan to value of 69% of your home’s value, a $200K loan amount, and a minimum of 760 middle of three qualifying credit score. (other rates available with scores down to 620) Above rates require 1.875% discount points, (discount points are optional on most products including some loans with higher rates/low or even no discount points depending upon higher credit scores). Although closing costs can be paid out of pocket if you request, they are typically financed into the new loan payment as quoted by your licensed mortgage loan officer and disclosed on your loan estimate. Home value estimation cannot be guaranteed since it is based on similar home sales, but since iDirect does not charge for appraisal costs up front, (the appraisal fee is financed into the loan if the appraisal is sufficient) there may be no financial risk for you to explore a possible loan. iDirect Home Loans is not authorized by, acting on behalf of, or otherwise affiliated with your existing mortgage holder. No information was provided to iDirect Home Loans by your mortgage holder. For more disclaimers, please contact one of our licensed mortgage originators for an estimate in writing or visit: www.idirecthomeloans.com/disclaimers or call toll free 1-877-737-1213.


**PRESCREEN & OPT-OUT NOTICE: This "prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria and other factors bearing on your credit worthiness (including acceptable property collateral, income and employment history). If you do not want to receive prescreened offers of credit from this or any other companies, call 1-888-567-8688 or visit the website www.optoutprescreen.com; or write

Equifax Options, P.O. Box 740123 Atlanta, GA 30374-0123

Experian Consumer OPT-OUT, P.O. Box 919, Allen, TX 75013,

Trans Union Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505

 

 

About iDirect Home Loans

iDirect Home Loans was established in September 2010. Chris "Chip" Hooker, prior owner of First American Equity Corp. for 14 years, joined iDirect to better service our customers.

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Get in Touch

  • Contact Us at one of our local numbers!
    In SE TN call:
    423-614-5626
    In Knoxville call:
    865-219-3333
    In GA call:
    706-403-2500
    In AL call:
    205-990-5626
    In CA call:
    858-429-0123
    In FL call:
    786-634-1634
    After Hours call:
    855-875-1010
    Or, Call Toll-Free
    888-849-5626
  • Email: info@idirecthomeloans.com

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